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What Credit Score Do You Really Need to Qualify for a Mortgage?

While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score…

Written by The Gardner Group

April 20, 2020

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How Your Daily Starbucks Latte Adds Up to the Down Payment on a Home

Some Highlights: The summertime latte is launching soon, so you may be tempted to spend your extra cash on a daily caffeine fix, but that small expense can add up…

Written by The Gardner Group

April 13, 2020

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When to Hire a Pro for Home Improvement Projects

Guest article written by Ray Flynn from DiyGuys.net It’s tempting to save money on home improvement by doing the work yourself. However, in many cases, you waste time and money…

Written by The Gardner Group

April 7, 2020

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The Cost of Renting vs. Buying a Home

Some Highlights: Historically, the choice between renting and buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the…

Written by The Gardner Group

April 6, 2020

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Checklist: Preparing to Buy a Home

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Written by The Gardner Group

March 30, 2020

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5 Reasons This is NOT Like What Happened to the Housing Market in 2008

With all of the volatility in the stock market and uncertainty about the Coronavirus (COVID-19), some are concerned we may be headed for another housing crash like the one we…

Written by The Gardner Group

March 16, 2020

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Homeownership Rate on the Rise to a 6-Year High

Regardless of the lack of inventory on the market, the U.S. homeownership rate has climbed to a 6-year high. The United States Census Bureau reported that it increased to 65.1% in the fourth…

Written by The Gardner Group

March 16, 2020

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2 Myths Holding Back Home-Buyers

In a recent article, First American shared how millennials are not really any different from previous generations when it comes to the goal of homeownership; it is still a huge part of…

Written by The Gardner Group

March 16, 2020

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The #1 Misconception in the Homebuying Process

After over a year of moderating home prices, it appears home value appreciation is about to reaccelerate. Skylar Olsen, Director of Economic Research at Zillow, explained in a recent article:  “A year ago, a…

Written by The Gardner Group

March 9, 2020

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The Benefits of Selling Your Home with Realtor

Written by The Gardner Group

March 2, 2020

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