Category: Buying a Home

Did You Outgrow Your Home in 2020? It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen…

Written by The Gardner Group

December 27, 2020

No Comments

Three Ways to Win in a Bidding War

With so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are heating up, so it’s important to get pre-approved before you start…

Written by The Gardner Group

September 2, 2020

No Comments

Mortgage Rates By Decade: 1970 to 2020

Today, the housing market in Vermont is on fire. Mortgage rates are at their lowest while the demand for housing is at its highest. Let’s take a look at just…

Written by The Gardner Group

August 17, 2020

No Comments

Mortgage Rates Hit Record Lows for Three Consecutive Weeks

Over the past several weeks, Freddie Mac has reported the average 30-year fixed mortgage rate dropping to record lows, all the way down to 3.03%. Last week’s reported rate reached the lowest point…

Written by The Gardner Group

July 15, 2020

No Comments

What Are the Experts Saying About Future Home Prices?

A worldwide pandemic and an economic recession have had a tremendous effect on the nation. The uncertainty brought about by both has made predicting consumer behavior nearly impossible. For that…

Written by The Gardner Group

June 23, 2020

No Comments

Buying a Home Right Now: Easy? No. Smart? Yes.

Through all the volatility in the economy right now, some have put their search for a home on hold, yet others have not. According to ShowingTime, the real estate industry’s leading…

Written by The Gardner Group

May 4, 2020

No Comments

How Owning a Home Affects Your Net Worth

Many people plan to build their net worth by buying CDs or stocks, or just having a savings account. Recently, however, Economist Jonathan Eggleston and Survey Statistician Donald Hays, both of the U.S. Census Bureau, shared the…

Written by The Gardner Group

April 27, 2020

No Comments

What Credit Score Do You Really Need to Qualify for a Mortgage?

While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score…

Written by The Gardner Group

April 20, 2020

No Comments

How Your Daily Starbucks Latte Adds Up to the Down Payment on a Home

Some Highlights: The summertime latte is launching soon, so you may be tempted to spend your extra cash on a daily caffeine fix, but that small expense can add up…

Written by The Gardner Group

April 13, 2020

No Comments

The Cost of Renting vs. Buying a Home

Some Highlights: Historically, the choice between renting and buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the…

Written by The Gardner Group

April 6, 2020

No Comments